Roadblocks for today’s young adults include fewer entry-level jobs, rising debt and increasing reliance on debit cards or “buy now, pay later” loans.
Forgiveness for some but maybe not for others is what President Donald Trump’s student loan forgiveness plan is amounting to, which is sowing uncertainty...
With Republicans ending the Grad Plus program, private lenders are eyeing billions in new business, while some students could ...
Student loan borrowers are bracing for potential shifts in repayment plans, forgiveness programs and interest rates during President Donald Trump’s second term
Andrea Murzello has a doctorate in pharmacy and a stable job at a nonprofit. But she says she can’t afford to grow her family — not under the Trump administration’s.
After several cycles of delayed releases and technical issues, many financial aid experts say they think families will have a smoother experience filling out the 2026-2027 FAFSA, which is now open.
A measure in President Donald Trump’s “big beautiful bill” that caps federal student loans could make it harder for medical students...
Student loan borrowers should start preparing for July 1, 2026, when specific provisions of President Donald Trump’s ...
IDR applications are frozen and the Department of Education may be abolished. But there are still things you can still prepare for repayment.
Students are taking a more careful approach to their higher education amid the questionable economy and new policies...
President Donald Trump’s second term has reignited uncertainty around federal student loan policies.
Graduate and professional school students are about to experience an unprecedented funding gap.
If you get any payment from a student per month, as low as a dollar, they will be aware of their obligation, and they will default less," says Ken Ruggiero, CEO of Ascent Funding...
One GOP senator said anyone paying more than $100K to go to med school is "making a huge mistake." But the median cost of attending one is more than double ...
The U.S. Department of Education announced on April 21 that the Office of Federal Student Aid (FSA) will restart its student debt ...
Student loan experts are still fully assessing the One Big Beautiful Bill’s fallouts. One is clear: Not all borrowers who need ...
As of July 2026, Americans with federal student loan debt will only have two options to pay it off: A standard repayment plan or the new Repayment Assistance Plan (RAP).
Parents often don’t realize how dramatically their role changes when their child legally becomes an adult.
A new survey looks at parents who overspend due to guilt as they balance short- and long-term financial goals.
A 15% enrollment decline is forcing students, parents, and policymakers to confront an uncomfortable truth: college may not be ...
The healthcare sector faces steeper labor expenses and possibly higher borrowing costs because of measures in President ...
For the fourth year in a row, students can enter for their chance to win a $1,000 scholarship this summer with Ascent Funding - no essay required. Continue reading for more details.
Students, including those with DACA status, attending accelerated learning programs can apply for Ascent's Outcomes Loan to cover their school costs.
This summer, Ascent is ready to help even more students pay for the upcoming school year, which includes making record-breaking enhancements and launching competitive rates.
Resources to ensure students are making smart decisions about their education and financing, including future employment and long-term financial success.
Learn more about our Student ResourcesCollege and career loans with low rates, clear terms, bigger discounts¹, and flexible repayment options.
Learn more about our Student BenefitsWrap around success services to give students the skills, confidence and experience in budgeting, success habits and career readiness2.
Learn more about AscentUPIncreased income for Ascent learners in the last 2 years
Disbursed in education loans, including $210 million to borrowers without cosigners and almost $15 million to DACA students
disbursed in in Zero Percent Loans
*Over 168,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and November 2025.
1Ascent’s 1% Cash Back Graduation Reward is for eligible college students only and subject to terms and conditions. Eligible students must request the graduation reward from Ascent. Learn more at AscentFunding.com/CashBack. 1% Cash Back Reward amount dependent upon total loan amount for Ascent college loan borrowers; approximately $365 average reward amount based upon eligible borrowers who received Cash Back Rewards in 2023. Aggregate cash back limit of $500.
2Only Ascent college loans are eligible for no fees. Ascent bootcamp loans are subject to a one-time origination fee of 5.0% of the loan amount. All Ascent loans are eligible for no application, disbursement, late, NSF or early payment fees.
3For full eligibility requirements, visit our Borrower Benefits page.
4The final amount approved depends on the borrower’s year in school, credit history, certified cost of attendance by an eligible school, and is subject to credit approval and verification of application information.
Checking your rate will not impact your credit score.
For students seeking their undergraduate or graduate degree from a university or college.
For students attending a coding career training school pursuing a degree in technology, professional training, or licensure training.
