Investing in Change

Ascent is leading the industry in driving positive learner outcomes and durable economic mobility.

2025 Highlights

  • Increased income for Ascent learners by $1 billion in the last year*

    $3.2 billion

    since 2022

  • Disbursed over

    $357 million

    in education loans this year, including $94 million to borrowers without cosigners and more than $8 million for DACA-eligible students

  • Disbursed over

    $32 million

    in Zero Percent Loans in 2025

By 2028, Ascent is on a mission to increase income by $10 billion for Ascent learners*

To date, we have disbursed over $1.8 billion in education loans to over 220,000+ people across the U.S.**

For nearly a decade, Ascent has provided financing for traditionally overlooked and underserved individuals and families to gain access to post-secondary education and build a foundation for durable economic mobility.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Ascent Funding is an origination processor, all Ascent loans are made by DR Bank, Bank of Lake Mills, or Richland State Bank, each Member FDIC. Information displayed is as of 05/04/2026. Ascent reserves the right to update and revise figures according to available information. All information displayed here is provided on an "as is" and "as available" basis, without warranty of any kind. You may not rely on the information displayed here for any purpose.

The income growth data presented by state is based on statistical methodologies and available economic data collected during calendar year 2025. This data represents estimates and should not be considered as definitive or guaranteed figures nor should be interpreted as a guarantee of future income growth patterns. Users should be aware that actual income growth may differ from calculated projections. These calculations are provided for informational purposes only and should not be the sole basis for any financial or business decisions.

Data as of: March, 2026

  • Ascent helps students finance their education

    In 2025 Ascent removed barriers to education by disbursing more than $357 million in college loans to move than 27,000 learners across the U.S.

  • Ascent funds alternative education pathways

    In 2025, Ascent helped nearly 4,000 learners, 87% from low income backgrounds and 71% without a college degree, access programs that advance their careers.

More than $3 billion in increased earnings to date*

40% of U.S. adults with higher education have student loan debt. The cost of education is so much higher today that when students don't pick the right program, they end up with debt and not enough skills to get a job that can pay back that debt. The key is aligning the investment in your education to your career. That's where Ascent steps in.

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Ascent partners with philanthropy to offer Zero Percent Loans

Ascent partners with philanthropic investors, private funders and public sector partners to provide alternative financing solutions for adult learners to increase access to higher education or workforce training and economic mobility.

Learn More
  • $32 million

    disbursed in Zero Percent Loans

  • 97% low income

    and 88% approval rate despite nearly 99% accessing financing without a cosigner

  • 72% of Zero Percent Loan

    borrowers do not have a college degree

Ascent's innovative Zero Percent Loan made possible through Pay It Forward Funds - How it works

The Need

  • The World Economic Forum estimates that by 2030, 59% of the global workforce will require reskilling or upskilling
  • Lack of funds and lack of access to credit blocks workers from education and training for high-demand jobs

The Opportunity

Through a Pay It Forward Fund program, Ascent provides Zero Percent Loans to learners so they can access valuable training opportunities

Loan repayments are tied to career and economic outcomes and recycled back into the Fund to support future learners

The Outcome

Pay It Forward Funds create strong pathways to in-demand jobs, while increasing the impact of capital spent on training

Learners “pay it forward” as they land in-demand jobs and repay their loans back into the Fund

Invest in change with us

Connect with our team to learn more about our work and join our mission.

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*Estimated income outcomes are calculated using self-reported borrower data and modeled projections informed by program completion and labor market data. Individual results may differ.

**Over 220,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and March 2026.

Ascent Funding is an origination processor, all Ascent loans are made by DR Bank, Bank of Lake Mills, or Richland State Bank, each Member FDIC. Information displayed is as of April, 2026. Ascent reserves the right to update and revise figures according to available information. All information displayed here is provided on an "as is" and "as available" basis, without warranty of any kind. You may not rely on the information displayed here for any purpose.

Updated: April, 2026